With a knife remove all the black spots from the lotus seeds.
In a pan heat the ghee and fry the lotus seeds until crispy. (about 5 minutes.)
Grind them into crumbs. (It will make about one cup.)
In a pot boil the milk, add the lotus seed crumbs, saffron and sugar to taste.
Let it cook until it thickens.
Finally add the cardamom powder and chopped nuts.
Serve hot or at room temperature